Perfectly located in the highly sought-after Belwood neighborhood, this gorgeous 1.5-story home on a sprawling 0.68-acre corner lot offers the quintessential Belmont lifestyle with NO HOA, no city taxes, and zoning for top-rated local schools. Step inside to warm wood floors, fresh interior paint, updated lighting throughout, stylish new wainscoting in the dining room and on the stairs, an inviting open floor plan, and a cozy fireplace in the family room. You'll love the convenience of the main-level primary bedroom with an attached full bath, a newly remodeled powder room, main-level laundry, and a fully equipped kitchen complete with new faucets and hardware, double ovens, a gas cooktop, exhaust hood, and a whole-house water filtration system. Upstairs, you'll find new carpet (2025), two secondary bedrooms with updated bathroom fixtures, and a versatile bonus/flex space ideal for a fourth bedroom, home office, playroom, or media room—complemented by great storage options including two walk-in attic spaces, a large walk-in closet in the bonus room, multiple closets in one bedroom, generous closet space throughout, and two bathroom linen closets. Outdoor living is a highlight, with a fully fenced private backyard featuring an outdoor seating area and fire pit, an expansive covered patio, French doors at the rear entry, a fresh brick path amid eight new trees and added landscaping, a storage shed, plus a wired, heated, and cooled workshop with a new mini-split unit. Packed with major structural, comfort, and efficiency upgrades, including a NEW roof (2024), new spray foam insulation, an encapsulated crawl space, a backup generator, network-ready wiring, and a massive newly poured concrete parking pad, this home truly has it all (see the complete list of upgrades/improvements in the attachments). Prime location, just minutes from historic Downtown Belmont's vibrant dining, local boutiques, and Stowe Park. Enjoy rapid access to Lake Wylie and the Catawba River for outdoor kayaking and hiking at Daniel Stowe Botanical Garden—all while being a short ~15-minute commute to Charlotte Douglas Airport and Uptown Charlotte. Plus, the seller is offering a credit toward a temporary rate buy-down with an acceptable offer to lower your monthly payment for this move-in-ready Belmont gem!