Waterfront Lake Norman, No HOA, your own private boat ramp, and a Duke registered dock sitting on a huge cove with long range water views: 128 La Agua Lane is the almost-an-acre slice of Lake Norman freedom buyers wait years for, and the separate lakefront cottage brings rental income on top.

Built in 2012 down a private road, this is waterfront with no association dictating your dock, your boat, your paint color, or your rentals. The private boat ramp means you launch on your own schedule, and the wide cove setting opens to long range views you feel the second you walk in.

The main home lives easy, with a huge main level primary bedroom, an updated kitchen open to the dining and living space, and the whole living area flowing out to the lake side. Low maintenance vinyl siding, a 2 car oversized garage, and Upstairs holds two more generous bedrooms plus a dedicated office. Out back, a massive covered lakeside deck runs nearly the length of the house, built for morning coffee, sunset cocktails, and everything in between.

Then the bonus almost no listing offers: a separate lakefront cottage with its own kitchen, sleeping space, and full bath, ideal for guests, extended family, or its established rental track record. History and details available upon request. The gazebo is the cherry on top.

Minutes from Lake Norman State Park and 1,900 plus acres of trails, swimming, and shoreline, tucked between I-40 and I-77. Dock, ramp, cottage, main home, almost an acre, no HOA, all at one address. Bring your boat.