OWNER FINANCING AVAILABLE - no bank qualification required. Seller owns free and clear and will carry the note for a qualified buyer. Self-employed, 1099, business owner, or rebuilding credit? Ask about terms. 1,826 square feet of fully renovated house near downtown Newton. New kitchen with stainless appliances, updated bath, new flooring, new lighting throughout. The dusty attic nobody used is now a permitted, fully finished loft - third bedroom, home office, studio, or the primary suite you didn't expect to get at this price. Walk to downtown. City water and sewer. No HOA. Minutes to Hickory and I-40. Yes, one bathroom. That's exactly why 1,826 renovated square feet is priced where it is, and there's room in the layout to add a second. An FHA 203(k) Standard buyer can finance that bath right into the purchase mortgage.