121 Fern Loop
$575,000
Lake Lure, NC, 28746
singlefamily
3
4
Lot Size: 0.63 Acres
ABOUT
Property Information
RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility.
Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.
The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.
Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.
Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.
For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.
The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.
Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.
Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.
For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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SPECIFICS
Property Details
Price:
$575,000
MLS #:
CAR4357970
Status:
Pending
Beds:
3
Baths:
4
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Rumbling Bald on Lake Lure
Listed Date:
Mar 29, 2026
Finished Sq Ft:
2,386
Lot Size:
27,443 sqft / 0.63 acres (approx)
Year Built:
2003
AMENITIES
Interior
Above Grade Finished Area
2386
Appliances
Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Bathrooms
2 Full Bathrooms, 2 Half Bathrooms
Cooling
Central Air
Flooring
Tile, Vinyl, Wood
Heating
Heat Pump
Laundry Features
Laundry Room
Levels
Two
AMENITIES
Exterior
Accessibility Features
Two or More Access Exits
Community Features
Boat Storage, Cabana, Clubhouse, Dog Park, Fitness Center, Game Court, Gated, Golf, Indoor Pool, Lake Access, Outdoor Pool, Pickleball, Playground, Putting Green, Recreation Area, Sauna, Sidewalks, Tennis Court(s), Walking Trails
Construction Materials
Hardboard Siding
Lot Features
Paved, Views
Parking Features
Driveway
Patio And Porch Features
Balcony, Deck, Front Porch, Patio, Wrap Around
View
Mountain(s)
Waterfront Features
Beach - Public, Boat Slip – Community, Paddlesport Launch Site - Community
NEIGHBORHOOD
Schools
Elementary School:
Lake Lure Classical Academy
Middle School:
Lake Lure Classical Academy
High School:
Lake Lure Classical Academy
FINANCIAL
Financial
HOA Fee
$4,967
HOA Fee Frequency
Annually
HOA Name
ar@rumblingbald.com
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121 Fern Loop
Lake Lure, NC






