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5401 Mountain Point Lane
$1,799,990
Charlotte, NC, 28216
singlefamily
4
4
Lot Size: 1.61 Acres
MLS #CAR4425572 image #0
ABOUT

Property Information

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.

Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream.

Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.

Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.

Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.

Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
SPECIFICS

Property Details

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Price:
$1,799,990
MLS #:
CAR4425572
Status:
Active
Beds:
4
Baths:
4
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Mountain Point
Listed Date:
Oct 2, 2026
Finished Sq Ft:
3,239
Lot Size:
70,132 sqft / 1.61 acres (approx)
Year Built:
1991
PoolMountain PointMountain Island Lake AcademyMountain Island Lake AcademyHopewellMountain Island Lake
AMENITIES

Interior

Above Grade Finished Area
3239
Appliances
Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air, Ductless
Flooring
Carpet, Stone, Tile, Wood
Heating
Ductless, Heat Pump
Interior Features
Breakfast Bar, Built-in Features, Open Floorplan, Walk-In Closet(s)
Laundry Features
In Bathroom, In Hall, Inside, Main Level, Multiple Locations
Levels
Two
AMENITIES

Exterior

Architectural Style
Cape Cod, Old World, Rustic
Community Features
Lake Access
Construction Materials
Brick Full
Exterior Features
Fire Pit, Dock - Floating, Hot Tub, Gas Grill, In-Ground Hot Tub / Spa, Outdoor Kitchen, Outdoor Shower, Other - See Remarks
Garage Spaces
3
Other Structures
Gazebo, Other - See Remarks
Parking Features
Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side
Patio And Porch Features
Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other - See Remarks
Roof
Architectural Shingle
View
Long Range, Water, Year Round
Waterfront Features
Boat Lift, Boat Lift – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier
NEIGHBORHOOD

Schools

Elementary School:
Mountain Island Lake Academy
Middle School:
Mountain Island Lake Academy
High School:
Hopewell
FINANCIAL

Financial

HOA Fee
$725
HOA Fee Frequency
Annually

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