Beautiful Full-Brick Ranch on Nearly Half an Acre!! No HOA!! *USDA FINANCING OPPORTUNITY! Potential 0% Down Payment for Qualified Buyers! Minutes from Lake Wylie!! Welcome Home to this beautifully maintained 3 bedrooms & 2 baths Full-Brick Ranch nestled on a spacious nearly Half-acre Level Lot at the end of a quiet street in the highly desirable South Point Peninsula, a peaceful lakeside community surrounded by the beauty of Lake Wylie. Enjoy the freedom of NO HOA, an oversized driveway, an attached one-car garage, and a fully fenced backyard featuring a large deck and storage shed—perfect for entertaining, gardening, pets, or simply relaxing outdoors. Inside, you'll love the bright, open-concept floor plan offering a spacious family room, dining area, and beautifully updated kitchen. The kitchen features modern gray cabinetry, quartz countertops, a large center island, and stainless steel appliances, creating the perfect gathering space for family and friends. French doors in the dining area open to the expansive deck and huge backyard, seamlessly blending indoor and outdoor living. This home offers three generously sized bedrooms and two beautifully remodeled bathrooms. The primary suite boasts an elegant walk-in tiled shower with a frameless glass enclosure. Approximately five years ago, the home was thoughtfully updated with remodeled bathrooms, replacement windows, luxury vinyl plank flooring, modern light fixtures, electrical system improvements, and more. Fresh interior and exterior paint make this home truly move-in ready. Outdoor enthusiasts will love the exceptional location. Just minutes away, you'll enjoy Lake Wylie with endless opportunities for boating, fishing, kayaking, paddleboarding, and water sports. Nearby South Point Beach Park offers a public swimming beach, boat ramps, fishing piers, picnic shelters, playgrounds, and lakeside recreation. Nature lovers will appreciate the scenic Seven Oaks Preserve Trail, while Kevin Loftin Riverfront Park and Goat Island Park & Greenway provide walking trails, kayak launches, playgrounds, outdoor fitness areas, and beautiful waterfront views. Conveniently located just minutes from downtown Belmont, shopping, dining, parks, and major highways, this home is also served by highly rated schools, making it an outstanding choice for buyers seeking both convenience and an exceptional quality of life. Offering the durability of full-brick construction, modern updates, a spacious lot, no HOA, and an unbeatable location, this is a rare opportunity to own the lifestyle you've been looking for. Schedule your private showing today! *Ask us about eligibility and program benefits.