There are no building restrictions on this private, creekside lot near Charlotte. The septic is already in place for a two-bedroom home, whether a stick-built or manufactured home. The portion of the lot near the creek is considered in a flood plain, however, the site for a home is not in the flood plain and should not require flood insurance, per the seller. This lot is .74 and could be combined with the adjacent 1.39 acres, MLS#4206315 bordering the creek for a total of 2.13 acres which is also listed, for $125,000 as a whole, see MLS# There was previously a single-wide manufactured home on the home site, cinderblocks are still there, as well as the septic system, and community well hook up.