4634 Harbor View Terrace
$849,000
Morganton, NC, 28655
singlefamily
3
3
Lot Size: 0.78 Acres
ABOUT
Property Information
Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.
The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.
Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.
Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.
*Take a look at the drone video in agent remarks!*
The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.
Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.
Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.
*Take a look at the drone video in agent remarks!*
SPECIFICS
Property Details
Price:
$849,000
MLS #:
CAR4340012
Status:
Active
Beds:
3
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
East Shores
Listed Date:
Jan 29, 2026
Finished Sq Ft:
2,947
Lot Size:
33,977 sqft / 0.78 acres (approx)
Year Built:
1995
AMENITIES
Interior
Appliances
Dishwasher, Electric Oven, Microwave
Bathrooms
3 Full Bathrooms
Cooling
Ceiling Fan(s), Central Air
Heating
Forced Air
Laundry Features
Laundry Room
AMENITIES
Exterior
Community Features
Clubhouse, Lake Access, Outdoor Pool, Tennis Court(s)
Construction Materials
Brick Full
Parking Features
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side
Roof
Architectural Shingle
NEIGHBORHOOD
Schools
Elementary School:
Glen Alpine
Middle School:
Table Rock
High School:
Freedom
FINANCIAL
Financial
HOA Fee
$1,014
HOA Frequency
Semi-Annually
HOA Name
East Shores HOA
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4634 Harbor View Terrace
Morganton, NC
