Charming wrap-around porch, versatile living quarters, and prime Location, Location, Location make this property a standout. The main level features an open floor plan, wood-burning fireplace, 3 bedrooms, 2 baths, laundry room, and both covered and sunny decks for outdoor enjoyment. The lower level offers a 2nd kitchen, a living room with gas log fireplace, 1 bedroom, 1 bath, and laundry—perfect for rental income, guests, or multi-generational living, with both interior and exterior entrances. Enjoy no HOA, no city taxes, Spectrum high-speed internet/TV, and convenient parking at both levels. City Water & Sewer. The sunny, gently sloped yard includes two workshop/storage buildings for hobbies or extra storage. Carport at the lower, 2nd living area entrance. Metal Roof 2019, 2 portable A/C units upstairs, Propane heater downstairs.